£4,435 in Forgotten Reward Points and £28 Off the Energy Bill: Grok Bot Read 2 Months of His Bank Statements
- Level Beginner
- Setup~30 min (estimated)
- Evidence Some evidence
- CostNot stated in source
- No-codeYes
What they did
He gave Grok Bot two months of UK bank statements. It found about £350 a year going to appliance cover on a washer and fridge-freezer he's about to replace, and £4,435 in forgotten reward points. The points were enough for the new appliances, at £120-£170 less per appliance than the cheapest shop. It also cut an energy direct debit from £190 to £162 a month and asked for a refund of his credit. Subscriptions were all clean, and it set a reminder for when his energy fix ends in January.
How it went
About £350/yr of appliance cover flagged, £4,435 in points found, an energy direct debit cut from £190 to £162 a month with a credit refund requested, and a reminder set for January.
Worth knowing
- X post by @OptiChris (Oct 26, 2026 Denver time): Grok Bot read two months of bank statements and found the items above; it didn't cancel or pay anything without his OK.
- Bank statements are sensitive; delete uploads you no longer need. Lowering a direct debit too far can build up debt on the energy account.
Prompt
Cleaned version rewritten from the source — not a direct quote.
Read these [2] months of bank statements ([files]). List recurring payments and flag ones I may not need (insurance or cover on things I'm replacing, duplicate services). Check for reward points or cashback balances I've forgotten and what they're worth. Check whether any direct debit is set higher than my actual usage, and draft the request to lower it and refund any credit. Set reminders for contract end dates. Ask me before you pay, submit, send or cancel anything.
Recommended
Try it in Grok Bot
- Copy the prompt (button below).
- Open Grok Bot chat and paste it. Replace any [bracketed] placeholders.
- Connect the listed tools (as needed) as connectors when Grok Bot asks.
- If the task repeats, ask: "Make this a daily routine."
Alternatives: the same prompt works in Claude, ChatGPT Agent, OpenClaw.
Set it up
Stack: Grok Bot + bank statements
- Read the original source for full context.
- Connect the tools your agent needs.
- Paste the prompt and replace [bracketed] placeholders.
- Run once manually and check the output before scheduling it.
Generic suggested steps, not from the source.
Evidence
X post by @OptiChris (Oct 26, 2026 Denver time): Grok Bot read two months of bank statements and found the items above; it didn't cancel or pay anything without his OK. Bank statements are sensitive; delete uploads you no longer need. Lowering a direct debit too far can build up debt on the energy account
Source: X · 2026-10-26 · Verified by us: not yet · Report broken or outdated